A wind mitigation inspection can save home owners up to 70% on their insurance premiums according to the Florida Division of Emergency Management. Florida insurance companies see the threat of wind events such as hurricanes as a major risk to the insurability of a home. If you are purchasing a home or have recently added a roof or updated your home to protect against hurricanes, it is important to consider having a wind mitigation inspection done. A wind mitigation inspection can provide significant savings on your home owners insurance premiums.
Many of the insurance companies such as Citizens Insurance in 2006 requested the State of Florida an 45 % increase in insurance premiums for homeowners. Wind Mitigation insurance inspections are a way for home owners and private insurers to maintain a balance between insurability and profits. Homeowners can benefit from lower premiums based on age of the home, attachment and the design of the roof, in addition to window and garage door coverings. Insurance companies benefit from the ability to maintain policies in the State of Florida because of precautions taken by homeowners to protect their homes from catastrophic wind events. Hurricane Andrew was a wake up call for Floridians and Insurance companies alike through legislation requiring discounts and credits for home owners from insurance companies home owners insurance policies can be affordable.
Florida License #11799
InterNACHI Certified Professional Inspector®
Choosing the right Home Inspector can be challenging, but you can rest assured when you choose an InterNACHI inspector you will get a highly trained and professional inspector to ease the stress of your purchasing experience.